Our Loan Products

Financing Solutions for Real Estate Investors

From fix & flip to rental portfolios, we offer a full suite of private lending products designed to help you grow your real estate business.

$50K-$2M+
Loan Amounts
Up to 90%
LTC Available
3-12 Mo
Flexible Terms
7 Days
Quick Closing
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Most Popular

Fix & Flip Loans

Short-term financing designed for real estate investors who buy, renovate, and sell properties for profit. Get the capital you need to acquire and rehab investment properties quickly.

Up to 90% of purchase price
100% of rehab costs
6-12 month terms
Interest-only payments
No prepayment penalty
Draw schedule for rehab
Apply for Fix & Flip

Loan Details

Loan Amount $75K - $2M+
Loan-to-Cost (LTC) Up to 90%
ARV Limit Up to 70%
Term Length 6-12 Months
Interest Rate Competitive
Origination Fee 2-4 Points
Min. Credit Score 620+

Ideal for: Investors buying distressed properties to renovate and resell within 6-12 months.

Loan Details

Loan Amount $100K - $3M+
Loan-to-Value (LTV) Up to 75%
Term Length 3-12 Months
Interest Rate Competitive
Origination Fee 2-4 Points
Closing Time 5-10 Days
Min. Credit Score 620+

Ideal for: Time-sensitive acquisitions, auction purchases, or transitioning between financing.

Fast Funding

Bridge Loans

Short-term financing to bridge the gap between a property purchase and permanent financing or sale. Perfect for time-sensitive deals where speed is essential.

Close in as little as 5 days
Flexible exit strategies
Interest-only payments
No prepayment penalty
Stabilized properties
Cross-collateralization available
Apply for Bridge Loan
Long-Term Financing

Rental Portfolio Loans

Long-term financing for stabilized rental properties. Build your portfolio with flexible terms, competitive rates, and no personal income documentation required.

Single & multi-family
No personal income docs
30-year amortization
DSCR-based qualification
Cash-out refinance available
Portfolio consolidation
Apply for Rental Loan

Loan Details

Loan Amount $75K - $2M+
Loan-to-Value (LTV) Up to 75%
Term Length 5/1, 7/1, 30-Year
Min. DSCR 1.0 - 1.25
Interest Rate Competitive
Property Types 1-4 Units, 5+
Min. Credit Score 660+

Ideal for: Investors building long-term rental portfolios with cash-flowing properties.

Loan Details

Option Amount $50K - $1M+
Loan-to-Value (LTV) Up to 70%
Term Length 12-36 Months
Interest Rate Competitive
Structure Customized
Exit Options Flexible
Min. Credit Score 620+

Ideal for: Investors structuring creative lease-option deals with tenant-buyers.

Creative Financing

Rent to Own Option

Flexible financing for rent-to-own property deals. Structure creative lease-option agreements with the capital you need to acquire and hold properties while tenant-buyers work toward ownership.

Flexible structures
Longer term options
Creative exit strategies
Cash flow during term
Customized terms
Built-in appreciation
Apply for Rent to Own
Specialized Financing

Mobile Home Loans

Flexible financing for mobile home investments, including individual units with land and mobile home park acquisitions. Get the capital you need to invest in this growing asset class.

Flexible structures
Longer term options
Creative exit strategies
Cash flow during term
Customized terms
Parks & individual units
Apply for Mobile Home Loan

Loan Details

Loan Amount $15K - $75K+
Loan-to-Value (LTV) Up to 70%
Term Length 12-36 Months
Interest Rate Competitive
Structure Customized
Exit Options Flexible
Min. Credit Score 620+

Ideal for: Investors looking to finance mobile homes with land or mobile home park investments.

Loan Details

Loan Amount $100K - $3M+
Loan-to-Cost (LTC) Up to 85%
ARV Limit Up to 70%
Term Length 12-18 Months
Interest Rate Competitive
Origination Fee 2-4 Points
Min. Credit Score 650+

Ideal for: Experienced investors and builders constructing new residential properties from the ground up.

New Construction

Ground Up Loans

New construction financing for investors and builders looking to build from the ground up. Fund land acquisition, permits, and construction costs with flexible draw schedules to keep your project moving forward.

Land + construction financing
Up to 85% LTC
Flexible draw schedules
Interest-only payments
12-18 month terms
Spec & pre-sold homes
Apply for Ground Up Loan
Business Capital

Business Purpose Loans

Asset-backed financing for business owners using real estate as collateral. Access capital for business expansion, inventory, equipment, or operational needs with your property equity.

Asset-based lending
Quick access to capital
Flexible use of funds
Interest-only options
No business financials
Residential & commercial
Apply for Business Loan

Loan Details

Loan Amount $50K - $2M+
Loan-to-Value (LTV) Up to 65%
Term Length 6-24 Months
Interest Rate Competitive
Collateral Real Estate
Closing Time 7-14 Days
Min. Credit Score 620+

Ideal for: Business owners needing capital with real estate equity to leverage.

Loan Details

Loan Amount $75K - $2M+
Loan-to-Value (LTV) Up to 75%
Cash-Out Available Yes
Term Options Short & Long Term
Interest Rate Competitive
Closing Time 10-14 Days
Min. Credit Score 620+

Ideal for: Investors wanting to unlock equity for new deals or pay off existing loans.

Unlock Equity

Cash-Out Refinance

Unlock equity from your existing investment properties. Access capital for new investments, pay off existing loans, or fund other business needs without selling your assets.

Up to 75% LTV
Competitive rates
Fast funding
No seasoning required
Short or long term
Use funds any purpose
Apply for Refinance
Who We Serve

Built for Real Estate Investors

Whether you're just starting out or managing a large portfolio, we have financing solutions designed for your needs.

New Investors

Starting your first flip or rental? We work with new investors who have strong deals and clear exit strategies.

  • Guidance through process
  • Mentorship resources

Fix & Flippers

Active rehabbers doing multiple projects per year. Fast funding and reliable capital for your pipeline.

  • Volume discounts
  • Expedited closings

Buy & Hold

Building a rental portfolio for long-term wealth. DSCR loans and portfolio consolidation options.

  • Portfolio financing
  • Cash-out options

Pro Investors

Seasoned pros with large portfolios. Dedicated account management and preferred pricing.

  • Preferred rates
  • Dedicated manager

Not Sure Which Loan Is Right for You?

Let's discuss your deal. Our team will help you find the best financing solution for your specific situation and goals.

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