Simple & Transparent

Our Loan Process

From application to funding in as little as 7 days. We've streamlined our process to get you the capital you need quickly and efficiently.

5 Min
Application
24 Hr
Quote Delivered
3-5 Days
Underwriting
7 Days
To Close
Start Your Application
Step by Step

The Journey to Your Funding

Our streamlined process is designed to get you from application to closing as quickly as possible while maintaining thorough due diligence.

Submit Your Application

Fill out our simple online application with basic information about your deal. Include property address, purchase price, estimated rehab budget, and your exit strategy. Takes less than 5 minutes.

~5 minutes

Receive Your Quote

Our team reviews your submission and provides a preliminary loan quote within 24 hours. You'll receive proposed terms including loan amount, interest rate, points, and estimated closing costs.

Within 24 hours

Document Collection

Once you accept the quote, we'll request supporting documents including purchase contract, entity docs, proof of funds, and property photos. Our team guides you through exactly what's needed.

1-2 days

Underwriting & Appraisal

We order a property valuation, conduct title search, verify borrower information, and complete our underwriting analysis. We keep you updated throughout the process.

3-5 days

Final Approval & Clear to Close

Once underwriting is complete and all conditions are satisfied, you'll receive final approval and clear to close. We'll send final loan documents for your review.

1 day

Close & Fund!

Sign your loan documents at the title company or with a mobile notary. Funds are wired directly to the closing agent. Congratulations—you're funded!

Same day funding available
Be Prepared

Documents You'll Need

Having these documents ready will help speed up your loan process. Don't worry—our team will guide you through exactly what's needed for your specific situation.

Pro Tip

Gather your documents before applying to speed up the process. Deals with complete documentation can close in as little as 5-7 business days.

Property Documents

  • Purchase contract (signed)
  • Property photos (interior & exterior)
  • Rehab budget/scope of work
  • Comparable sales (if available)

Borrower Documents

  • Government-issued photo ID
  • Proof of funds/bank statements
  • Real estate experience resume
  • Credit authorization

Entity Documents (if applicable)

  • Articles of Organization/Incorporation
  • Operating Agreement
  • EIN Letter
  • Certificate of Good Standing

Insurance (at closing)

  • Builder's risk or hazard insurance
  • General liability coverage
  • Flood insurance (if required)
Common Questions

Frequently Asked Questions

Got questions about our loan process? Here are answers to the most common ones.

Ready to Get Started?

Submit your deal today and get a loan quote within 24 hours. Our team is ready to help you close your next investment property.

Scan to Book a Call

Scan to Book a Call

Your information is secure and confidential